Reverse Consolidation

Our reverse consolidation program is the perfect solution for business owners seeking relief from the financial strain of making daily payments on multiple cash advances.

A standard advance pays you upfront cash in exchange for a percentage of future earnings. Money is received by the business owner in a lump sum and payments to the bank are remitted through daily account drafts.


A reverse consolidation works in a similar fashion, except the upfront cash is not paid in a lump sum. With a reverse consolidation, your monthly payment (spread over an extended term) is also drafted daily while cash is deposited into your account equal to the sum of your existing advance payments. The difference represents a savings (up to 45% in most cases), potentially freeing up thousands in weekly working capital.

Contact FMS Advance to have all your questions about our Reverse Consolidation program answered.

How Does a Reverse Consolidation work?

How will this affect my credit?


How many advances can I consolidate at a time?


Can I net additional funds under this program?


What if I just take out another advance?


How much can I REALLY save?


How do I get started? 

Fms Advance

Our programs are tailored around your business. Flexible terms and rates based on your businesses’ performance and not solely personal credit history.

Main: 786-753-9275

Fax: 888-391-4149